Coming Soon!

Coming soon, the Utica First website will be getting a new look!

This new site will be easier to navigate and works better with mobile devices. The payment options, policy login and agency logins buttons are even easier to find and your current log-in information will stay the same.

Who We Are

Utica First Insurance Company, located near Utica, NY, is a regional property and casualty insurance carrier specializing in small contractors, restaurants, retail stores, offices, and homeowners insurance.

Utica First Insurance Company was founded in 1903 as Utica Fire Insurance Company of Oneida County, NY to serve the property insurance needs of upstate New York residents. We have developed from that small base into a company which actively writes business in the states of Connecticut, New Jersey, New York, Massachusetts, Maryland, Ohio, Pennsylvania, Virginia, Florida.

Utica First products are offered exclusively through Professional Independent Agents and Brokers. Our product lines include Businessowner policies, small Artisan Package policies, and Homeowners policies, among others.

For over 100 years, Utica First Insurance Company has been providing superior insurance protection to Homeowners and Businesses in the Northeastern U.S. We are a strong and stable Regional Insurance Company, rated as A (Excellent) by A.M. Best, with a proud tradition of customer service excellence.


Artisan policyholders can complete their required survey through our 8604130313. Artisan policyholders may also continue to call our Artisan Survey Unit at 1-800-456-4556 Option 1 to complete their survey.

Online Bill Pay

We accept payment by check, credit card, and debit card over the Internet. See our Payment Options page for more information.


This company was issued a secure rating by the A.M. Best Company, click for additional details

Utica First is rated "A (Excellent)" - A financial strength rating assigned to insurance companies that have an excellent ability to meet their ongoing insurance obligations.